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Harper | Hayes Wins Insurance Coverage for California-Based Manufacturer of Steel Building Products Involved in Dispute with Project Owner

By Greg Harper, Thom Williams

A leading manufacturer of steel building products agreed to provide complete design and engineering as well as labor and materials to construct five pre-engineered metal buildings in Snohomish, Washington.  After a dispute arose with the Project Owner over allegedly defective and non-conforming work, the manufacturer sought insurance coverage from its…

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Kirkland Landlord Recovers Mid-Six Figures from Property Insurer to Repair Unauthorized Structural Modifications made by Tenant

By Greg Harper, Thom Williams

After a tenant passed away in one of its properties, a landlord discovered several incomplete and unauthorized modifications made by the tenant which compromised the structural integrity of the building.  The landlord’s property insurer denied coverage, asserting that the modifications were did not constitute covered vandalism because the modifications were…

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Perkins Lane Homeowner Secures Six-Figure Settlement in Property Insurance Lawsuit Over Impact Damage Caused by Construction Debris

By Greg Harper, Insurance Coverage, Thom Williams

A home located on Perkins Lane in Magnolia was damaged by a large set of concrete stairs that was negligently dropped by a contractor on a steep hillside above the home.  The homeowner’s property insurer paid for some, but not all, of the damage.  When the homeowner sued to the…

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Federal Court Rules Liability Insurer Unreasonably Refused to Defend, Estopping It from Denying Coverage

By Insurance Coverage, Thom Williams, Todd Hayes

A general contractor tendered a claim as an “additional insured” to its subcontractor’s liability insurer.  The insurer denied any duty to defend or indemnify on grounds that the general contractor was not an additional insured and that the insurer had no coverage obligations until the subcontractor satisfied a $500,000 self-insured…

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Court Rules Insurer that Waited To Take Coverage Position Until After Being Sued Acted in Bad Faith, Cannot “Cure”

By Greg Harper, Insurance Coverage, Thom Williams

A liability insurer failed to take a coverage position for over a year after its policyholder requested a defense. Two weeks after being sued, the insurer offered to defend, then argued its belated offer “cured” any breach of its duty to defend. On summary judgment, a Western District of Washington…

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High Rise Condominium Nets Seven Figures for “Water Damage” Repairs

By Insurance Coverage, Thom Williams, Todd Hayes

Homeowners at a condominium in downtown Seattle recently discovered water damage inside the roof of their condominium. The condominium association retained Harper│Hayes to file a lawsuit against the association’s property insurer, which had denied coverage. Soon after the firm launched a summary judgment motion—arguing the loss was covered and the…

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NW Lawyer Publishes Article by Harper│Hayes Attorney Thom Williams

By Insurance Coverage, Thom Williams

The Washington State Bar Association published an article by Harper│Hayes attorney Thom Williams in the December 2017 issue of its “NW Lawyer” magazine.  The article—“Fortune Favors the Insured: The Wide-Reaching Impact of Xia v. ProBuilders”—analyzes a recent coverage decision from the Washington Supreme Court. It’s available at: http://nwlawyer.wsba.org/nwlawyer/dec_2017_jan_2018?pg=23#pg23

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Harper│Hayes Attorney Thom Williams to Present at NBI’s Seminar on Commercial General Liability Policies

By Insurance Coverage, Thom Williams

On December 14, 2017, Harper│Hayes PLLC attorney Thom Williams will join six other attorneys from Seattle’s legal community as faculty for the National Business Institute’s seminar, “Commercial General Liability Policy: The Complete Guide.” Thom’s presentation will focus on an insurer’s duties to defend, indemnify, and settle. Register now or order…

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Harper│Hayes Obtains Multi-Million Dollar Settlement for Condominium Association Client on the Eve of Trial

By Construction Defects, Greg Harper, Insurance Coverage, Thom Williams

In 2016, the President of the Board of a large condominium contacted the firm, initially inquiring whether insurance would cover water damage to 80,000 square feet of roof structure. Investigation revealed that the water intrusion was caused by the defective work of the roofing contractor that installed the roofing system…

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