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Kent Homeowners Association Recovers Millions for Hidden Water Damage

By December 12, 2023April 23rd, 2024Todd Hayes

The Association governing a condominium complex in Kent discovered extensive water damage behind the siding at all six of its buildings and contacted Harper Hayes to help it with its insurance claim.  Two of the Association’s insurers settled without litigation and the firm sued the third on the Association’s behalf.  In a summary judgment order, the Federal District Court ruled that the insurance policy covered rain damage that is excluded under a different policy held by the Association; that damage caused by a combination of excluded and covered perils is covered; and that the insurer must pay for all continuing and progressive damage if any such covered damage occurred during the policy period.  In all, Harper Hayes recovered over $2 million for the Association.